The list of potential insurance creditors of Certasig S.A. – in winding-up, has been published

Bucharest – 24th of February 2021 The Policyholders Guarantee Fund (FGA) has published, pursuant of legal obligations, the List of insurance creditors whose claims resulted from the records submitted by insurer/reinsurer Certasig S.A. – in winding-up. The List was published on website of FGA, at

The publishing of the List was done prusuant to FGA obligations stemming from provisions of art. 23 para. (3) of Law no. 503 from 17th November 2004 on financial recovery, bankruptcy, dissolution and voluntary liquidation in insurance, republished, according to which:

(3) (…) The Guarantee Fund shall take all necessary mesures for publishing the list of insurance creditors whose claims resulted from the records submitted by the insurance/reinsurance company, in accordance with para. (1).

Moreover, art. 2 of Law no. 213/2015 on Policyholders Guarantee Fund provides that:

(1) The purpose of the Fund, as insurance guarantee scheme, is to protect insurance creditors from the consequences of any insurer’s insolvency.


(3) The Fund shall guarantee the payment of indemnities/compensation resulting from optional and compulsory insurance contracts concluded under the law, in the case of bankruptcy of any insurer, in compliance with the coverage level provided herein and within the financial resources available at the time of payment, as defined in art. 5. (…)

Insurance creditors of Certasig S.A. are being reminded that, pursuant to art. 266 para. (2) of Law no. 85/2014, FGA is entitled to effect payments from its assets only to insurance creditors that submitted payment requests and whose claim files are complete. The payment shall be made within the guarantee threshold of 450.000 lei per insurance creditor, as provided by Law no. 213/2015.

Potential insurance creditors of Certasig S.A. can submit payment requests (Annex 9-premium returns/ Annex 10-compensation) to the Fund. The forms are available online at

Considering the context generated by spread of SarS CoV-2 virus in Romania, we recommend insurance creditors to submit documents to the Fund electronically or through postal services. Documents can be submitted electronically at

The address of the Fund for submission of documents through postal services is: 31 Vasile Lascar, postal code 020492, District 2, Bucharest.

Fondul de Garantare a Asiguraților

s-a constituit ca persoană juridică de drept public conform Legii nr. 213/2015 privind Fondul de Garantare a Asiguraților

București, Romania